Jake Elm, CFP®

Senior Financial Advisor

Hi, I’m Jake Elm, CFP®, a Financial Advisor at Dentist Advisors. I help dentists make thoughtful financial decisions around budgeting, debt and student loans, saving, investing, and long-term retirement planning. My goal is to help dentists plan responsibly for the future while still enjoying life today.

I found my way into financial planning in college simply because I wanted to understand how money works and how to build and maintain wealth. Since personal finance isn’t something most of us are taught early on, discovering that I could learn it deeply and help others do the same felt like a natural fit. While I enjoy the problem-solving side of building a financial plan, what keeps me passionate about this work is seeing how money touches every part of life and helping people use it intentionally to live their best life.

To me, client success means less stress, fewer unknowns, and more time and energy to focus on what matters most. Making as much money as possible isn’t the goal. Money is simply a tool, and I love when clients tell me they feel confident about their financial future and clear on how to reach their goals.
I’ve been a financial advisor for over seven years at Dentist Advisors. I earned my degree in Personal Financial Planning from Utah Valley University and hold the CERTIFIED FINANCIAL PLANNER™ designation.

Outside of work, I enjoy reading, movies, sports, good food, traveling with my family, and golfing whenever I can. I’m also a loyal Utah Jazz and Utah Utes football fan, for better or worse.


My Content

How We Feel About Money

How we think and feel about money has been on my mind a lot recently. Maybe it’s because I’ve been...

So Much Cash

I’ve written several posts about investing trends and fads that have become popular over the past year or so. A...

What I’m Into

It’s my birthday today. And instead of a post about money, I wanted to write another post about some of...

The Behavior Gap

When it comes to investing in the stock market, average expected returns are thrown around a lot. Depending on who...

The Best Personal Finance Hack

If you’re a consumer of financial media, you’re familiar with the attention-grabbing headlines that are used for the purpose of...

Invest Like Andy Dufresne

Shawshank Redemption is one of the greatest movies of all time. Personally, it’s probably my second favorite movie ever. While...

The Risks of Trading

We often hear crazy success stories of investors who bet big on a single stock and won big. These stories...

Holding Stocks is Hard

As I was scrolling through Twitter last week, I saw a chart that stopped my finger in its tracks. It...

Keep Buying Stocks

Since the pandemic last March, the investing environment has been pretty wild. Day trading has seen a huge surge, trading...

The Basics of Building an Investment Portfolio

In this webinar, Matt Mulcock, CFP® and Jake Elm, CFP® will talk about dentists can build an Investment Portfolio to...

What I’m Into

When I started this newsletter, apart from writing about money and finance, I also wanted to sprinkle in some thoughts...

Roth vs. Traditional

This past week marks one year since I started writing this newsletter. I can’t believe it’s already been an entire...