Personal Financial Planning for Dentists & Specialists
We help dentists gain confidence in their financial lives.
$79 / mo
($99/mo billed monthly)
A suite of resources to help you organize your financial life and get professional advice whenever you need it.
(fee minimums apply)
A full service, personalized planning and portfolio management experience for dentists and specialists.
The Elements Financial Planning System™, originally developed by Dentist Advisors, is a proactive treatment plan for your financial health. Our advisors use Elements to monitor your key financial indicators, benchmark your performance against other dentists, and optimize each moving part of your wealth strategy.
“The most important thing about an investment philosophy is that you have one you can stick with.”
– David Booth
“All the time and effort that people devote to picking the right fund, the hot hand, the great manager, have in most cases led to no advantage.”
– Peter Lynch
“Wall Street’s favorite scam is pretending luck is skill.”
– Ron Ross
“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.”
– Paul Samuelson
Vanguard research shows an advisor can add:
At Dentist Advisors, we believe markets can create remarkable value for investors. For those who stick around long enough to capture the returns, history shows that markets provide disciplined investors with a unique value proposition, including high expected returns (compared to other assets classes) with virtually no requirement of individual effort or time commitment. Few investments can boast those kinds of dynamics.
Our investment roots are most influenced by the science of investing and behavioral economics. We subscribe to the theories of widely respected economists, professors, Nobel Prize winners, and psychologists. The consensus of a variety of experts, along with other financial thought leaders, has helped us adhere to certain core investment values:
Instead of chasing returns, we take a more systematic approach to trading and investing. Our philosophy is to build a portfolio that owns a share of the “entire market.” To achieve this, and to keep the odds in your favor, we most often use mutual funds and ETFs (exchange-traded funds) that provide exposure to countries and securities across the globe. Simply owning one index fund is not enough to achieve a properly diversified portfolio—and despite general public opinion, the cheapest index funds are not always the best performers as they may not have the specific attributes (e.g. country or accounting metric) you’re seeking to replicate.
In addition to following research-based principles, we build portfolios of diversified investments across countries, companies, and currencies that are specific to your individual age, need for liquidity, personal spending and major purchase goals. Your timelines, risk requirements, and savings objectives are specific to you, and must be understood before any decisions are made with your money.
Beyond the mechanics of a well-constructed portfolio, we believe the biggest factor in your overall investment success is how you behave during tough markets. Natural human emotions like fear and greed are the enemy of consistency, and often lead to reactive cycles of buying high and selling low. Of all the ways an experienced investment advisor can help you achieve better returns, behavioral coaching to help you stay the course is the most impactful. See Vanguard’s “Advisor’s Alpha” report.
We also understand your practice is the engine that powers your growth. A thriving business provides the cash flow to pay down your debt faster, support the lifestyle you want for your family, and save more money for the future. By accumulating assets in the right order, you can enjoy maximum flexibility during your career and throughout retirement.