Jake Elm, CFP®

Senior Financial Advisor

Hi, I’m Jake Elm, CFP®, a Financial Advisor at Dentist Advisors. I help dentists make thoughtful financial decisions around budgeting, debt and student loans, saving, investing, and long-term retirement planning. My goal is to help dentists plan responsibly for the future while still enjoying life today.

I found my way into financial planning in college simply because I wanted to understand how money works and how to build and maintain wealth. Since personal finance isn’t something most of us are taught early on, discovering that I could learn it deeply and help others do the same felt like a natural fit. While I enjoy the problem-solving side of building a financial plan, what keeps me passionate about this work is seeing how money touches every part of life and helping people use it intentionally to live their best life.

To me, client success means less stress, fewer unknowns, and more time and energy to focus on what matters most. Making as much money as possible isn’t the goal. Money is simply a tool, and I love when clients tell me they feel confident about their financial future and clear on how to reach their goals.
I’ve been a financial advisor for over seven years at Dentist Advisors. I earned my degree in Personal Financial Planning from Utah Valley University and hold the CERTIFIED FINANCIAL PLANNER™ designation.

Outside of work, I enjoy reading, movies, sports, good food, traveling with my family, and golfing whenever I can. I’m also a loyal Utah Jazz and Utah Utes football fan, for better or worse.


My Content

Navigating the Housing Market

Last week I wanted to do a quick check-in on the state of the stock market. This week I figured...

Navigating a Bear Market

Earlier this year I wrote quite a bit about the stock market as it was beginning to decline and enter...

What I’m Into

While I’m taking some time off, I figured it’s a good time to do another post about some of my...

Slow and Steady

There tends to be a big difference between professional and amateur athletes when it comes to training. The natural intuition...

Should You Give Up a Low Mortgage Rate For a New House?

The housing market continues to be interesting to me. As most people are aware, over the past couple of years...

How to Save for Kids’ College

Since the turn of the century, the cost of college in the U.S. has risen at nearly 2.5x the rate...

Some Thoughts on Spending

Let’s talk about spending. As is common, my desire to share a few thoughts on spending comes from stuff I’ve...

Why Do Stocks Go Up Over Time?

If you’re looking for a reason to invest your money in the stock market, this graph offers a pretty compelling...

Dentist Money Reads the News – Episode #348

Can you really know what’s best for your financial health when the media skews the truth to improve ratings and...

Some Things Never Change

There’s an old Chinese proverb called Three Men Make a Tiger and it goes like this: If one person tells...

Finding Balance

This past week I was able to slip away for a weekend in the mountains with my family. Here are...

Where to Save for a Big Purchase

Throughout our lives, there will be various big purchases that need to be budgeted for separately from regular spending and...