Watch Intro Series

Financial Planning Benefits Enrollment

for members of Dentist Advisors

We help dentists gain confidence in their financial lives.

  • Commission-free pricing
  • Objective, fiduciary advice
  • Dental-specific financial coaching
  • Long term investment strategy

Select from our two service options based on your situation and preferences:


Private Wealth Management

Full service financial planning and custom portfolio management with unlimited access to a CFP® advisor.

Standard rate: $0-295 / mo + AUM fee
Company contribution: ($) / mo
Your fee: $0-145 / mo + AUM fee



Dedicated CFP® Advisor (Unlimited Access)

Dedicated CFP® Advisor (Unlimited Access)

CERTIFIED FINANCIAL PLANNER™ certification is a standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients' best interests.

As a Private Wealth Management client of Dentist Advisors, not only will you work directly with your own CFP® advisor, you’ll be working with one who understands the unique challenges and opportunities of a dental career.

Plus, because of our fee-only compensation structure, you can be assured that your advisor will never be paid commission to sell you financial products.

Call, text, email, or meet with your advisor anytime to receive objective, fiduciary, and personalized guidance.

10 Questions You Should Ask Before Hiring a Financial Advisor

Selecting the right personal financial advisor is one of the biggest decisions you will make in your career.  This person...

Don’t Get Financial Advice From a Salesman

Who will you trust with your financial future? Choosing the right financial advisor is a big decision. These 10 questions...

Custom Portfolio Management

Custom Portfolio Management

It might surprise you that Vanguard estimates for some people, using the right kind of advisor can add 3% in net returns each year; much more than a typical financial advisor may charge to help you. Read Vanguard's full report here to see how a combination of behavioral coaching, asset location, proper rebalancing, trading, and withdrawals can substantially alter your performance over time. Unfortunately, it's not as easy as just buying cheap index funds and putting things on autopilot.

At Dentist Advisors, once your dashboard is built, and we have a complete and accurate view of your entire financial picture, we'll make adjustments to your current strategy, or put your strategy in motion for the first time. We'll build on what you already have—especially if it's already well positioned. We'll be cautious as we analyze the tax impact of any changes, and start to position your portfolio with cost-effective investments and a highly disciplined approach that captures value across countries, companies, currencies, and real estate. Your tax rate, liquidity,  cash flow, personality profile, time frames, and risk tolerance will all be factored into your investment strategy. As markets go through ups and downs, we’ll be your voice of reason to help you navigate adjustments and stay consistent when it's difficult to do so.

Where Vanguard Really Stands on Using an Advisor – Episode 174

Pay someone to manage your investments, or do it yourself? Vanguard founder, John Bogle, is known for giving individual investors...

Financial Planning Dashboard

Financial Planning Dashboard

You and your advisor will collaborate using real-time information from your personal dashboard. You’ll be able to view all your account activity, assets, and debts in one place. The dashboard gathers data from your various financial institutions in real time, which means you can see your net worth on demand. Instead of relying on hunches and assumptions, you and your advisor can make decisions much faster, and with greater precision. Whether you're deciding to pay cash or finance a new purchase, or looking to invest in real estate, you and your advisor can decide how to facilitate the right strategy faster than ever before.

Quarterly net worth reports

Quarterly net worth reports

Know your wealth is growing fast enough to fulfill your long term goals

Along with a real time net worth summary, which you can always view on your dashboard, we will deliver quarterly net worth progress reports to show a historical view of your progress. The report includes a detailed breakdown of your assets and debts so it’s clear which factors are contributing to growth (or decline).

How Fast Should Your Net Worth Grow? – Episode 151

On this episode of Dentist Money™, Reese and Ryan discuss Occam’s Razor, Reese’s true feelings toward peacocks – and why...

There’s Only One Number You Need to Predict Your Retirement

How much wealth do I need to make work optional? This straightforward question is usually met with a variety of...

Collaboration with your other service professionals

Collaboration with your other service professionals

Save time by authorizing Dentist Advisors to gather data directly from your CPA, attorney, office manager, payroll provider, and other contacts

Using a limited power of attorney, we will establish lines of communication with each of your professional contacts to request data and documents on a regular basis. In essence, we’ll be the quarterback of your service provider team and make sure your financial playbook includes the most up-to-date information from all the right sources. This allows us to complete much of our analysis behind the scenes without disrupting your busy schedule.

9 People Dentists Need to Know – Episode 26

Breaking news: if you’re a dentist, you’re smart. When the rest of us sit in your chair, it’s nice to...

Dentist Money: Why Your Practice is Like a Pencil – Episode 5

Does the idea of paying someone else to handle things like accounting, marketing, collections, and practice management put a bad...

Quarterly Clients-Only Huddles

Quarterly Clients-Only Huddles

Each quarter, our financial advisors and other professionals provide updates and commentary about current events such as market conditions, tax policy, media headlines, and dental industry trends.

To estimate your annual fee, input your anticipated investment balance


How is this calculated?


Dentist Money™ Membership

A suite of tools to support your self-directed strategy and discuss your plan with a dental-specific advisor.

Standard rate: $ / mo
Company contribution: ($79) / mo
Your fee: $0 / mo

Get Started


Elements® Financial Monitoring App

Elements® Financial Monitoring App

Originally developed at Dentist Advisors, the Elements Financial Monitoring App allows you to:
  • See all your financial accounts in one place
  • Measure your financial health through a scorecard of key indicators
  • Track your progress through quarterly reports
Because the Elements app is a two-sided platform, our advisors (with your permission) can also access your scorecard and offer personalized insights during your Annual Financial Checkup.

Automated Investment Management (0.5% AUM)

Automated Investment Management (0.5% AUM)

Easily open and manage investment accounts through our robo-advisor platform and use custom portfolio models created by Dentist Advisors. The annual investment fee is 0.5% of assets under management (billed quarterly).

CE Trainings

CE Trainings

Membership includes on-demand access to an ever-growing body of content—podcasts, webinars, guest speakers, and more—all approved for continuing education credit.

Annual Financial Checkup (1 hour session)

Annual Financial Checkup (1 hour session)

Sit down with one of our advisors for 60 minutes every year, and ask your investment and planning questions.

Topics may include your investments, debt strategy, taxes, retirement plan, insurance, real estate, cash flow, or anything else related to your financial life.

For the best results, before each financial checkup, make sure your Elements® app (included with your Dentist Money Membership) is up to date. This will help the CFP® professional on your call deliver more personalized, data-driven advice.

Helpdesk Support

Helpdesk Support

For factual questions (not personalized advice), contact our helpdesk via chat or email and get a response within 48 business hours.

Examples of questions you could ask through the helpdesk:

  • “What factors should I consider before choosing between a traditional 401(k) and a Roth 401(k)?”
  • “What is the average savings rate for a 40 year old dentist?”
  • “Do you know any CPAs who work with a lot of dentists?”
  • “Is there a good rule of thumb for life insurance coverage?”
  • “How many months of personal spending do you typically recommend keeping in an emergency fund?”
  • “Do you recommend any books that will help me learn the fundamentals of financial planning?”

Quarterly Clients-Only Huddles

Quarterly Clients-Only Huddles

Each quarter, our financial advisors and other professionals provide updates and commentary about current events such as market conditions, tax policy, media headlines, and dental industry trends.

Book 15-min Demo

Private Wealth Management Fees

Implementation Fee* – $495

AUM and Monthly rates reduce over time as assets grow

Investment Balance AUM Fee Monthly Fee Your Monthly Discount
<$500K 1.5% $295 ($)
$500K – $750K 1.5% $195 ($)
$750K – $1M 1.5% $95 ($)
$1M – $2M 1.0% $0 ($)
$2M – $3M 0.75% $0 ($)
$3M+ 0.5% $0 ($)

*Implementation includes building an accounts dashboard, organizing documents, preparing a net worth statement, and delivering an initial strategy.


How we approach financial planning

Why Our Advisors Are Different

See how Dentist Advisors’ fee structure and technology leads to better results for dentists

The Keys to Better Investment Performance

Learn how Dentist Advisors’ academic and customized approach to investing can put dentists on a predictable path to more wealth

How Dentist Advisors Delivers Comprehensive Planning

See how Dentist Advisors delivers comprehensive financial planning using a proprietary system to measure key indicators of financial health


Elements Financial Planning System™

The Elements Financial Planning System™, originally developed by Dentist Advisors, is a proactive treatment plan for your financial health. Our advisors use Elements to monitor your key financial indicators, benchmark your performance against other dentists, and optimize each moving part of your wealth strategy.


Our Investment Philosophy

We believe public markets reward disciplined investors because they offer:
High expected returns versus other asset classes
Ownership access to thousands of companies
Easy cash withdrawals
Diversification to optimize risk

Did you know?

Vanguard research shows an advisor can add:

  • 1% to 2% in net investment return with behavioral coaching
  • 0.75% in net return by selecting the right account types

Read Vanguard’s Full Report

Listen to THE DENTIST MONEY™ SHOW podcast

Join thousands of dentists who are learning how to make smart financial decisions. You’ll be entertained while getting straightforward advice about investing, retirement planning, tax reduction, insurance, debt management, and personal finance.

How Do I Get a Podcast?

A Podcast is a like a radio/TV show but can be accessed via the internet any time you want. There are two ways to can get the Dentist Money Show.

  1. Watch/listen to it on our website via a web browser (Safari or Chrome) on your mobile device by visiting our podcast page.
  2. Download it automatically to your phone or tablet each week using one of the following apps.
    • For iPhones or iPads, use the Apple Podcasts app. You can get this app via the App Store (it comes pre-installed on newer devices). Once installed just search for "Dentist Money" and then click the "subscribe" button.
    • For Android phones and tablets, we suggest using the Stitcher app. You can get this app by visiting the Google Play Store. Once installed, search for "Dentist Money" and then click the plus icon (+) to add it to your favorites list.

If you need any help, feel free to contact us for support.