Get your student loan questions answered quickly.
Meet with us to receive a FREE objective assessment of your student loans from a financial advisor that works exclusively with dentists. Or email us at loans@dentistadvisors.com
Evaluate your full financial picture.
If you are interested in a more comprehensive discussion about how to make better financial decisions, schedule a free consultation with an advisor.
Our latest update on student loans as of July 10, 2025:
More Student Loan Information from Dentist Advisors

Emergency Episode: Critical Student Loan News for Dentists

What you Need to Know about Student Loans

The ABCs of Choosing a Loan Repayment Plan
By Lauren Kearl , Financial Planning Associate

Why Dentists Should be Fans of the New SAVE Plan
By Victoria Ferguson, CFP® , Financial Advisor

The New Math for Old Student Loan Debt – Episode #416

Student Loan Info Session: 5 Tips to Ace Your Repayment

Student Loans: Consider applying for the new SAVE plan

Student loans are officially coming back this fall.
By Victoria Ferguson, CFP® , Financial Advisor
Fee Schedule
Investment Fee
Investment Balance | Annual Fee | |
---|---|---|
First $1M | $0 - $1M | 1.5% |
Next $1M | $1M - $2M | 1.0% |
Next $1M | $2M - $3M | 0.75% |
Above $3M | 0.5% |
The cost of planning will be offset by a monthly fee until your investment fee covers the cost of our planning service. See monthly fee reduction schedule below.
Investment Balance | Monthly Fee Reduction |
---|---|
$500k | -$100 |
$750k | -$200 |
$1M | -$300 |
$1.25M | -$400 |
$1.5M | -$500 |
$1.75M | -$600 |
$2M | -$700 |
$2.25 | -$795 |
Our Pricing Philosophy
At Dentist Advisors, we’ve structured our pricing to give every dentist access to holistic planning. We understand that some of you are just getting started, and many of you have postponed your savings plan in order to pay down debt or reinvest in your practice. So instead of requiring a minimum investment balance, we allow you to offset the cost of planning with a monthly fee until your investment fee is enough to cover our services.
This approach takes the emphasis away from what you’ve already saved, and puts the focus on your potential. As your investment balance goes up, a greater portion of your service charge will be covered by your investments, and your monthly fee will be reduced.
Our pricing model requires that your investments are managed by Dentist Advisors for a few main reasons:
- Our pricing model is predicated on your investment fees as the primary source of payment.
- We want our incentives to be aligned with the growth of your investments.
- As the advisor who knows your asset mix, debt profile, lifestyle requirements, behavioral tendencies, and the trajectory of your practice, we are in the best position to design an investment portfolio that aligns with your risk requirements and timelines for growth.
- Because we understand your personal and practice cash flow, we can manage the tax impact of any changes to your investment plan. This becomes important when you withdraw or reallocate your funds for any reason. The related tax consequences can significantly impact overall returns; especially for dentists who accumulate large balances of after-tax investments. A less informed party could have a more difficult time ensuring that your taxes are managed properly.
Our pricing model ultimately reflects our desire to deliver a comprehensive and long term planning experience for dentists at every career phase.